Evidence-led guidance · Mornington Peninsula
Documents to request before choosing a village
A statement, an actual agreement and an insurance certificate answer different questions.
Published by Tom Le Cerf · Editorial release 11 November 2026 · Sources retain their own dates.
Identify the offer
Ask for the current Information Statement, the complete agreement for the particular unit and plan, all schedules and rules, and the itemised financial examples. Check the operator, proprietor, legal tenure, accommodation type and document dates. A statement is not your completed contract.
Check the ongoing budget and condition
Request the current maintenance budget, billing frequency, inclusions and exclusions, arrangements for increases, relevant financial material and a condition record where applicable. Keep villas and serviced apartments separate.
Ask about exit and evidence gaps
Request departure-cost examples and the actual clauses governing deductions, capital changes, selling, refurbishment and repayment. Do not substitute a generic maximum deadline for the agreement and applicable law. Ask a qualified adviser to check notice periods and the legal cohort before signing.
Insurance evidence must match the site, entity, policy and covered period. An old certificate does not prove that cover has lapsed; a recent download does not extend the policy.
Keep a simple record
Record the exact source link, internal document date, pages checked, questions still unanswered and the written response. Keep signed personal documents private; this website does not accept contract or medical-record uploads.